Starting at the ridge, work the shovel underneath the shingles and underlayment, prying them up and pushing them down toward the eave. It’s important to remove all the old nails or pound them flat because protruding nails will tear holes in the new shingles. Whether the damages to your roof are covered by your homeowner’s insurance depends upon the cause of the damage and the terms and conditions of your policy. Damages caused by things like wear and tear, earth movement and improper installation, as examples, are frequently excluded from coverage.

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