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A short history lesson: When people first started setting up actual business based on bitcoin, they used all of the tools available to the merchant. They sold by credit card and PayPal. The downside to this business model was quickly spotted: bitcoin transactions are not reversible by anyone except the parent receiving the riches. Credit cards and PayPal have strong buyer protection policies that lead it to relatively seems that people to request a chargeback. So, nefarious individuals realized this and began making purchases of bitcoin and then sooner or later requesting a chargeback. And, since bitcoin is a non-physical product, sent by new and poorly understood technological means, the sellers were incapable to contest this. Because of this, sellers stopped accepting credit cards and PayPal.

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